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Posts Tagged ‘nomad’

One Christmas I gave everyone a book called “The Secret” as a gift.  The book is based on the Law of Attraction which basically boils down to “What you think….becomes”.  In other words if you think good things then you will attract good things and vice versa….if you think bad things then you will attract bad things.

One of my very favorite examples from the book is the example of losing weight.  If you constantly think “I’m not going to lose the weight” then you are attracting the weight to you…..your brain, instead of thinking of “losing weight”, is thinking “gain weight” and sending out negative vibes into the world.  Of course if you think “when I lose the weight”….as if it is assumed that you will lose the weight, then you are sending positive attraction signals.  I admit it might sound a little hokey but it really does make a lot of sense and I have had several things happen in my life that I can attribute to this theory.

Another fun thing that my sister, mom and I have done (and this exercise could be done with other subjects as well) is made up a list of what we want in a man.  Everything we listed had to be positive.  We couldn’t say that we didn’t want a non-smoker because that was a negative request…..so we had to think of a positive way to say it.  Instead we said we wanted a smoke-free person.

If you haven’t read The Secret I highly recommend it!!!  I fell off of the bandwagon somewhat over the years since I originally read it….not really sure why…..but I am now re-reading it and trying to put myself back in the right frame of mind.

Recently I was introduced to a new way of applying the Law of Attraction called Remembering Forward.  Remembering Forward is basically pretending that you are in the future and looking back at all the good things that have happened to you.  You make up the past obviously, but you build a past with everything good that you want to happen.  By doing this you are training your brain to think about how you want your life to go in a positive reinforcing way….imagine your life the way you want it and then assume that is how your life is going to go.

So for this post I am going to do my own little version of Remembering Forward…..

Remember when you decided to become a digital nomad and take your business on the road so that you could finally do some traveling?  Remember how scared you were?  But then it all turned out so marvelous.  You worked so hard to get Today’s Gal Friday up and running that it exceeded your wildest imagination.  You were able to pick and choose your clients and hire other VA’s to take on some of the over flow.  Eventually you made enough money to be able to travel all around the world whenever you wanted to.  

Oh, and remember when you were so worried about how your boys would turn out, about how they would feel about you leaving….would they feel abandoned??  Remember that?  Well they really surprised you didn’t they?  Joshua turned out to be a world renowned artist and is now living on an organic farm….he wasn’t a starving artist for too long!  And Zachary….he finally made it to school and is doing well in his field and has 2 beautiful children.  And they never did feel abandoned….that was all in your head….they were happy for you and came to join you in your travels whenever they were able to. 

As for you, one day when you were least expecting it, you ran into the most wonderful, giving, loving man who wanted to travel as much as you did and you hit it off right way.  

And now you are getting married, you are home from your travels (but not for too long) in a beautiful home with your loving husband and adorable grandchildren.  Life really did turn out wonderful and there was never any reason to worry after all.

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As I mentioned a few weeks ago the first thing that I need to do, to be able to “afford” to live on the road, is to sell everything that I own.  The second half of that….or the thing that I need to do in tandem with selling everything…..is to reduce my living expenses down as far as humanly possible.

Obviously not paying rent and utilities makes a HUGE difference since 60% or more of my income went towards rent and utilities.  Of course one might argue that paying for gas and vehicle maintenance might still take up 60% of my income but since I don’t really know what my income will be at this point and I’m hoping that I won’t spend that much money in gas if I stay in one place for a few months at a time I’m going to leave that one alone…..for now.

One huge expense that will be eliminated soon is the cost of my children’s cell phones and my oldest son’s car insurance.  This has been costing me a little over $200 per month.  They are both old enough to take over their expenses so I am happy to allow them to do that!

Another expense that I HOPE to do away with is my car payment.  My car payment is small enough that if I’m unable to get rid of it, it won’t be a huge deal…..but never the less it would be great not to have it.  I would rather put that same amount per month away for future vehicle maintenance.  So my plan….my hope…. is to sell my car for enough to cover the balance on my loan and still have a few pennies left over for a used van.  I don’t know a huge amount about the value of my car or what it’s worth….that is something that I still have to do research on…..so this may just be a total pie in the sky dream!!  What I do know is that my car is nice and doesn’t have any problems and I paid extra on my loan for the first year so it is paid down quite a bit.  If I’m unable to sell my car for enough to pay it off and have some left over for a van the next step will be to see if I can trade it in for a van and keep my payments to approximately the same amount.  This may be difficult considering I don’t have a job.  So I’m not sure how that will all pan out at this point.  Anyone wanna make a trade???

I do put some money in a retirement account monthly.  It’s not a whole lot but I plan to continue doing that as long as I can.  In fact what I would really like to do is increase that amount some day.  I also have a very teeny tiny credit card balance of about $300 that I am hoping to get paid off all together before I even get started on my travels.

I unfortunately still have about a year and a half left on my phone contract so I’m not sure that I will be able to really change anything about that payment just yet without paying a huge early termination fee.  But that is yet one more thing for me to research and see how I can get that bill lowered.  Right now I have a smart phone that costs me about $60 per month.  I recently activated the “hot spot” so that I could have WiFi for my laptop wherever I am and that costs me $20 extra per month.  I would really love to look into some of the pay as you go plans and/or figure out if I could do without a “hot spot” (can I just look for free WiFi??).  I really love my smart phone and would have a hard time re-acclimating myself to not having information right at my finger tips again!!

The only thing left that I HAVE to pay for is my car insurance and that is getting ready to decrease already simply because I’m moving my “home base” from the city to a more urban location.  Once I buy a van I plan on looking into ways to decrease my insurance or possibly looking at cheaper insurance companies.  But I really like my insurance company (I’ve been with them for 20+ years) and I’m a believer in “you get what you pay for” when it comes to car insurance so I’m not sure that will happen.

So let’s recap – the only things that I will have left to pay for monthly are my car if I don’t sell it ($177) my car insurance ($100 approx) my cell phone ($80) my credit card if I don’t pay it off ($35) and my retirement fund ($50).  Of course there are the pesky little things like food, toiletries and gas as well to think of….and I would be stupid not to start a “rainy day” fund.  I need to do research on getting my phone and insurance payments down so I would love to hear any opinions, suggestions or comments on how I might do that!

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The World in My Hands

Here are SOME of the travel blogs that I have been reading and that have been inspiring me!  I thought you all might like to take a peek at a whole new world!  All of them are travel blogs but some of them are woman like me who have decided to break the chains of the cubicle!  Enjoy!

http://breakoutofbushwick.org/ 

http://www.greatfamilyescape.com/ 

http://www.nomadicmatt.com/ 

http://www.yomadic.com/ 

http://www.theprofessionalhobo.com/ 

http://holeinthedonut.com/ 

http://travelspirit333.wordpress.com/ 

http://mselenalevontraveling.com/ 

http://fluentinfrolicking.com/

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Don’t forget that I have a daily journal that I keep on the “Daily Journal” page.  My daily posts do not show up as a new post and I don’t believe you get them in your emails (if you are subscribed).  So check back here daily to see what I have been up to!

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Crossroads

Crossroads

Ok, so I know a lot of you are wondering how in the world I will make money while on the road.  I haven’t been able to answer that question intelligently so far because I’m still putting it all together.

A lot of proclaimed digital nomads already have a niche carved out for themselves online….they just decided to take it on the road.  So I’m not so sure that I can technically call myself a digital nomad just yet as I’m not making money online and I have not set up any type of income stream to support myself online…..yet.  And well….technically I’m not traveling just yet either!!

However, my long range plan to become a digital nomad and support myself online is finally starting to come together….slowly but surely!!  It has been a difficult process because while I have this vague notion of what I want to do I’m not 100% sure of how to bring it all together.  And on top of not knowing how to bring it together I have been swamped with a myriad of other activities and responsibilities.  But the past few days I have chained myself to my desk and have spent many, many hours working on a plan and I finally have a very sketchy outline of my plans!

First and foremost I will be resurrecting the company that I started while unemployed the last time.  Today’s Gal Friday was a company that my sister and I started as virtual assistants.  This company basically fizzled because I didn’t really like what I was doing as a virtual assistant.  So obviously there will be some drastic changes and revamping of what I’m willing and not willing to do.  As you can probably imagine working as a virtual assistant is perfect for traveling because I don’t have to have a home base; I don’t even have to live in the same state as my client!

However, Today’s Gal Friday will be a small part of what I do and realistically will just be a way to put money in my pocket while working on the project that I really want to work on!  This is the REAL long range plan!  What I have been working on in my head for a long time and am now finally trying to put together is a website that will sell some eBooks that I have been working on.  I don’t want to go into specifics just yet (I’m a little paranoid!) but I will definitely let all of you know more and more as it all comes together.

Now having said all that….will that put money in my pocket tomorrow?  No.  So what will I do in the mean time?  Well first and foremost as I mentioned in a previous post I am trying to pull together any money that I can so that I can have a little pot of money to live on.  This involves selling everything I own, getting my taxes done; doing some freelance work and some refund money I’m due for school.

The second half of the “first and foremost” is getting my bills down to nothing…this I will go into in another post.   Thirdly I will most likely look for some other ways to make a little bit of cash without tying up too much of my time or tying me to any one place for too long.  Maybe I will babysit….anyone out there need a dog sitter?  Or maybe I’ll deliver pizzas!  Who knows??  There are many, many ways to make money on the road but as this post has already become too long I will have to save that discussion for another day!

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